Enterprise-Grade DeFi Stablecoin Payment Solutions for Instant, Borderless Settlement

Replace slow, expensive banking rails with programmable stablecoin infrastructure. Settle in seconds, not days, with audit-ready compliance and near-zero fees.

USDC

Trusted by Global Enterprises

The era of T+2 settlement and 3% FX fees is over. For modern enterprises, waiting days for funds to clear is a liability. We engineer robust DeFi stablecoin payment ecosystems that empower FinTechs, marketplaces, and global businesses to move value instantly. By integrating regulated stablecoins (USDC, USDT, PYUSD) with secure smart contract logic, we eliminate intermediaries, automate treasury flows, and unlock liquidity that was previously trapped in banking limbo. Whether you need a white-label payment gateway, automated payroll rails, or cross-border B2B settlement, our AI-enabled solutions deliver the control, speed, and compliance your finance team demands.

Why Leading Enterprises Choose Our Stablecoin Infrastructure

Instant Finality

Move from 'Pending' to 'Settled' in seconds. Our optimized blockchain configurations ensure funds are available immediately, improving cash flow velocity.

90% Lower Fees

Bypass correspondent banking networks. We utilize Layer-2 scaling and direct peer-to-peer architecture to slash transaction costs to fractions of a cent.

Bank-Grade Compliance

Risk-free adoption. We integrate automated KYC/AML/KYT checks directly into the payment flow, ensuring every transaction meets global regulatory standards.

Zero Volatility Risk

We focus exclusively on fully-backed, audited stablecoins. Your treasury holds value in digital dollars/euros, immune to crypto market swings.

Programmable Logic

Automate complex financial operations. Smart contracts handle splits, escrows, and recurring payments automatically, removing manual error.

Seamless ERP Integration

Keep your existing systems. Our middleware connects blockchain rails to SAP, Oracle, or NetSuite, so your finance team works without disruption.

Multi-Chain Agnostic

Don't get locked in. We build on Ethereum, Polygon, Solana, or Avalanche based on your specific needs for speed, security, and liquidity.

Institutional Security

Sleep soundly. We employ MPC (Multi-Party Computation) wallets and rigorous smart contract audits to protect your funds from theft or loss.

24/7 Liquidity Support

Never run dry. Our automated market maker (AMM) integrations and liquidity management bots ensure your payment rails are always funded.

Comprehensive DeFi Payment Services

From core infrastructure to user-facing applications, we build the full stack of stablecoin payment technology.

Stablecoin Payment Gateway Development

We build custom, non-custodial payment gateways that allow merchants to accept stablecoins directly. No third-party holds your funds; settlement is instant to your corporate wallet.

  • Eliminate rolling reserves and chargebacks
  • Accept USDC, USDT, DAI, and Euro coins
  • Custom checkout UI matching your brand

Cross-Border B2B Settlement Systems

Replace SWIFT for international vendor payments. We create closed-loop settlement platforms that allow you to pay global suppliers instantly with full transparency.

  • Real-time payment tracking and confirmation
  • Reduction of FX conversion fees by up to 4%
  • Automated invoice reconciliation

Automated Crypto Payroll Solutions

Streamline payouts to a global remote workforce. Our smart contract systems calculate, convert, and distribute stablecoin salaries to thousands of wallets in one click.

  • Mass payouts with single transaction gas fees
  • Compliance with local tax withholding logic
  • Instant receipt for employees worldwide

Fiat On/Off Ramp Integration

Bridge the gap between traditional banking and crypto. We integrate top-tier liquidity providers to ensure seamless conversion between USD/EUR and stablecoins.

  • Instant bank-to-crypto conversion
  • Global coverage for local payment methods
  • KYC-compliant user onboarding

Smart Contract Escrow Services

Remove trust barriers in high-value transactions. We develop programmable escrow contracts that release funds only when predefined digital conditions are met.

  • Trustless automation of milestone payments
  • Dispute resolution mechanisms built-in
  • Audit-trail for all fund movements

DeFi Yield Treasury Management

Put idle working capital to work. We integrate safe, blue-chip DeFi lending protocols to generate yield on your stablecoin holdings while maintaining liquidity.

  • Earn APY on idle corporate funds
  • Risk-managed protocol selection
  • Real-time dashboard for yield tracking

White-Label Stablecoin Wallet App

Offer your customers a branded digital wallet. We build secure mobile and web wallets tailored for holding, sending, and receiving stablecoin payments.

  • Biometric security and MPC technology
  • In-app swapping and payment features
  • Full control over user experience

Recurring Billing & Subscription Smart Contracts

Enable crypto SaaS models. We deploy smart contracts that handle recurring pull-payments from user wallets, automating subscription revenue collection.

  • Automated monthly/yearly deductions
  • Reduced churn from failed card payments
  • Transparent billing history on-chain

Regulatory Compliance & Reporting Tools

Stay on the right side of the law. We build data aggregators that generate tax-ready reports and monitor transactions for AML red flags in real-time.

  • Automated SAR (Suspicious Activity Report) generation
  • Real-time wallet screening (Sanctions check)
  • Exportable tax data for accounting

Multi-Signature Treasury Setup

Secure your corporate assets. We configure Gnosis Safe or custom multi-sig environments requiring multiple executive approvals for large fund movements.

  • Prevention of unauthorized internal transfers
  • Customizable approval policies
  • Integration with hardware wallets

Stablecoin Swap & Exchange Logic

Enable in-app currency exchange. We integrate DEX aggregators to allow users to swap between different stablecoins or assets with minimal slippage.

  • Best-price execution across markets
  • Additional revenue stream via swap fees
  • Instant liquidity for diverse assets

Real-Time Transaction Monitoring Dashboards

Gain visibility. We build custom analytics suites that visualize payment flows, wallet balances, and network health in an intuitive interface.

  • Granular transaction data analytics
  • Alerts for large movements or anomalies
  • User behavior insights

Custom Stablecoin Minting & Tokenization

Launch your own branded stablecoin. We handle the smart contract development, mint/burn logic, and reserve proof mechanisms for closed-loop ecosystems.

  • Full control over token economics
  • Brand loyalty and ecosystem lock-in
  • Auditable on-chain reserves

Layer-2 Scaling Migration

Escape high gas fees. We migrate your existing payment infrastructure to high-speed Layer-2 networks like Arbitrum, Optimism, or Base.

  • Sub-cent transaction costs
  • Higher transaction throughput
  • Inherited security from Ethereum mainnet

AI-Driven Fraud Detection

Protect your platform. We deploy AI agents that analyze on-chain patterns to detect and block fraudulent transaction attempts before they settle.

  • Proactive threat mitigation
  • Reduction in false positives
  • Self-learning security models

Proven Success in Enterprise DeFi

Global Logistics Firm Saves $2M/Year with Instant Stablecoin Settlements

Logistics & Supply Chain
TransGlobal
"Errna's solution didn't just save us fees; it gave us our cash flow back. We settle in seconds now, not days."
- Marcus D., CFO, TransGlobal Logistics

The Problem

The client was losing 3.5% on every transaction due to FX spreads and wire fees, with funds tied up for 3-5 days, causing vendor friction.

Key Challenges

  • High dependency on SWIFT network
  • Lack of transparency in payment status
  • Vendor dissatisfaction due to delays
  • Complex reconciliation of multi-currency accounts

The Solution

We implemented a private permissioned blockchain rail using USDC for settlement, integrated directly with their SAP ERP for automated reconciliation.

Outcomes

  • Annual transaction fees reduced by $2.1M
  • Settlement time reduced from 4 days to 15 seconds
  • Vendor satisfaction score increased by 40%

Freelance Marketplace Eliminates Chargebacks and Automates Payouts

Gig Economy / Marketplace
DDevConnect
"The automated payroll system is a game-changer. One click, and 500 developers get paid instantly in their local currency equivalent."
- Sarah J., VP of Operations, DevConnect Global

The Problem

High operational overhead in managing payouts to 50+ countries and significant losses due to credit card chargeback fraud.

Key Challenges

  • High administrative burden for monthly payouts
  • Excessive transfer fees eating into talent earnings
  • Chargeback fraud on client payments
  • Inconsistent payment arrival times

The Solution

Developed a smart-contract based escrow and payout system. Clients pay in stablecoins (no chargebacks), and smart contracts distribute funds upon milestone approval.

Outcomes

  • Chargeback rate dropped to 0%
  • Payout processing time reduced by 95%
  • Platform revenue increased by 15% due to lower fees

Neobank Expands Services with White-Label DeFi Yield Integration

FinTech / Banking
NeoSave
"Errna helped us bridge the gap between traditional banking and DeFi. Secure, compliant, and incredibly fast to market."
- David L., Head of Product, NeoSave Financial

The Problem

Customers were moving funds to crypto exchanges to access higher yields, causing a drain on the bank's deposits.

Key Challenges

  • Customer churn to crypto platforms
  • Technical complexity of DeFi integration
  • Strict regulatory compliance requirements
  • Security risks of yield protocols

The Solution

Built a backend integration with blue-chip DeFi protocols (Aave, Compound) wrapped in a simple UI, allowing users to earn stablecoin yield directly in the banking app.

Outcomes

  • Assets Under Management (AUM) grew by 25% in Q1
  • Customer retention improved by 18%
  • New revenue stream generated from yield spreads

Calculate Your Savings

See how much you can save by switching from legacy rails to stablecoin settlement.

Estimated Annual Savings

$359,760

*Based on replacing % fees with fixed gas costs.

Our Technology Stack

Ethereum
Polygon
Solidity
Chainlink
Node.js
React.js
AWS
Docker

What Our Clients Say

Avatar for Aaron Welch

Aaron Welch

CEO, FinStream Technologies

"Errna's understanding of stablecoin infrastructure is unmatched. They delivered a payment gateway that is both secure and incredibly user-friendly."

Avatar for Abby Houston

Abby Houston

Director of Finance, Global Trade Corp

"We were skeptical about crypto, but the cost savings are undeniable. The team guided us through every compliance hurdle with ease."

Avatar for Michael Brooks

Michael Brooks

CTO, PayFast Solutions

"Technical excellence. The smart contracts are gas-optimized and the API documentation made integration with our legacy stack a breeze."

Avatar for Elena Ford

Elena Ford

Founder, MarketFlow

"Finally, a partner who understands the business side of blockchain. Our settlement times dropped from days to seconds."

Avatar for David Chen

David Chen

VP of Operations, LogiChain

"The transparency we now have over our cross-border payments is incredible. No more chasing missing wires. Highly recommended."

Avatar for Sarah Jenkins

Sarah Jenkins

Product Manager, RemitNow

"Errna delivered a robust, scalable stablecoin remittance platform that allowed us to undercut competitors on fees significantly."

Engagement & Delivery Models

DeFi MVP Sprint

Ideal for: Startups & POCs

Fixed Cost

  • Smart Contract Core
  • Basic Web Interface
  • Testnet Deployment

Timeline: 4–6 weeks

Enterprise Integration POD

Ideal for: Scaleups & Corporations

Monthly Retainer

  • Full-Stack Dev Team
  • Security Audit
  • Legacy System Integration

Timeline: 3–6 months

Dedicated Core Team

Ideal for: Long-term Platform Maintenance

FTE Rates

  • DevOps & Maintenance
  • Feature Expansion
  • 24/7 Monitoring

Timeline: Ongoing

Frequently Asked Questions

Stablecoins are too risky and unregulated for enterprise use.

We integrate only with fully audited, regulated stablecoins (USDC, PYUSD) and implement bank-grade KYC/AML/KYT compliance layers to ensure zero regulatory friction.

Integrating blockchain will disrupt our existing legacy ERP/Payment flows.

Our middleware solutions act as a seamless bridge, allowing you to keep your existing ERP interfaces while routing settlement through blockchain rails in the background.

Gas fees make small transactions unviable.

We utilize Layer-2 scaling solutions (Polygon, Arbitrum, Optimism) and account abstraction to subsidize or minimize gas fees, making even micro-transactions profitable.