DeFi for Stablecoin Payments: Secure, Instant, Global

Tired of slow settlements, high fees, and cross-border friction?
Leverage DeFi to build a payment system that's fast, cheap, and truly borderless.

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The Problem with Traditional Payments

Why Your Business is Losing Money on Every Transaction

In today's digital world, traditional payment rails are an expensive bottleneck. Cross-border payments take days to settle, get hit with exorbitant FX fees, and are vulnerable to fraud and chargebacks. This friction costs you money, damages customer experience, and limits your global reach.

You need a system built for the internet age: one that's instant, transparent, and operates at a fraction of the cost. That system is built on DeFi and stablecoins.

Illustration of payment friction A visual metaphor showing a slow, complex, and expensive payment chain with multiple intermediaries, contrasted with a direct, fast stablecoin transaction.Your BusinessYour CustomerSlow Settlement (3-5 Days)High Fees (3-7%)Chargeback RiskStablecoin Payment (Seconds,
Why Partner with Errna?

Your Expert Guide to DeFi Payment Solutions

Bank-Grade Security

With SOC 2 and ISO 27001 certifications, we build solutions with institutional-grade security, including rigorous smart contract audits and penetration testing to protect your assets.

Seamless Integration

Our experts ensure your new stablecoin payment gateway integrates flawlessly with your existing ERP, CRM, and accounting systems for a unified operational view.

Regulatory Compliance

Navigate the complex world of crypto regulations with confidence. We build KYC/AML compliant solutions and provide expert guidance to keep you on the right side of the law.

Accelerated Time-to-Market

Leverage our battle-tested frameworks and deep expertise to launch your DeFi payment solution in record time, giving you a critical edge over the competition.

End-to-End Managed Services

From initial strategy to ongoing maintenance and support, we act as your dedicated technology partner, allowing you to focus on your core business.

AI-Powered Fraud Detection

We go beyond standard security by integrating AI and machine learning models to proactively detect and prevent fraudulent transactions, offering an unparalleled layer of protection.

Proven Global Expertise

With 1000+ experts and 3000+ successful projects since 2003, we have a proven track record of delivering complex, mission-critical solutions for clients from startups to Fortune 500s.

Dedicated Partnership Model

We don't just build software; we build relationships. You get a dedicated team, transparent communication, and a partner fully invested in your success.

Future-Proof Architecture

The DeFi space evolves rapidly. We build scalable, modular solutions that can easily adapt to new protocols, chains, and technologies, ensuring your investment is secure for the long term.

Our Solutions

End-to-End Stablecoin Payment Services

We offer a comprehensive suite of services to design, build, and deploy a stablecoin payment infrastructure tailored to your exact business needs.

Custom Stablecoin Payment Gateway Development

We build bespoke payment gateways that allow you to accept stablecoins (USDC, USDT, etc.) directly on your e-commerce site, SaaS platform, or mobile app. This provides a seamless experience for your customers while dramatically reducing your processing fees.

  • Integrate with popular e-commerce platforms like Shopify, Magento, and WooCommerce.
  • Develop custom APIs for seamless integration with your existing applications.
  • Implement automated currency conversion from stablecoins to your local fiat currency.

Cross-Border Settlement & Treasury Management

Revolutionize your international B2B payments. Our solutions enable you to send and receive payments globally in seconds, not days, bypassing the slow and expensive correspondent banking system. Manage your corporate treasury with the efficiency and transparency of DeFi.

  • Settle international invoices instantly, improving cash flow and supplier relationships.
  • Eliminate costly wire transfer and foreign exchange (FX) fees.
  • Gain a real-time, transparent view of your global cash positions on the blockchain.

DeFi Payroll Solutions

Pay your global workforce, freelancers, and contractors instantly with stablecoins. Eliminate the complexity of managing multiple currencies and international banking regulations, ensuring your team gets paid on time, every time, with minimal fees.

  • Automate payroll for a distributed global team with a single, unified system.
  • Provide employees with immediate access to their funds without waiting for bank transfers.
  • Reduce administrative overhead and costs associated with traditional international payroll.

B2B Invoicing & Supply Chain Finance

Streamline your entire B2B transaction lifecycle. We build smart contract-powered platforms that automate invoicing, payment, and reconciliation. Unlock liquidity in your supply chain with DeFi-powered financing solutions based on verifiable on-chain data.

  • Create and manage immutable, on-chain invoices that trigger automatic payments upon fulfillment.
  • Reduce disputes and reconciliation time with a shared, transparent ledger.
  • Enable innovative supply chain financing models like invoice factoring on the blockchain.

Security Audits & Compliance-as-a-Service

Ensure your DeFi payment infrastructure is secure and compliant from day one. Our cybersecurity experts conduct exhaustive smart contract audits and penetration tests. We also provide ongoing compliance services to help you navigate the evolving regulatory landscape.

  • Identify and mitigate vulnerabilities in your smart contracts before deployment.
  • Integrate robust KYC/AML and transaction monitoring solutions.
  • Receive continuous support and guidance on global crypto regulations.
Proven Success

How We've Transformed Global Payments

Global E-commerce Platform

Industry: Retail & E-commerce

85% Reduction in Transaction Fees
99% Faster Settlement Time
15% Increase in International Sales

Client Overview

A rapidly growing e-commerce company with customers in over 50 countries was struggling with high credit card processing fees (averaging 3.5%) and significant revenue loss from chargebacks, especially on international orders.

Problem

The company needed to reduce payment processing overhead, eliminate fraudulent chargebacks, and improve the checkout experience for its global customer base to unlock further international growth.

Our Solution

  • Developed a custom payment gateway integrated into their existing checkout flow.
  • Enabled acceptance of USDC and EURC stablecoins on Ethereum and Polygon networks.
  • Implemented an automated off-ramp to convert stablecoin revenue to fiat in their corporate bank accounts.
  • Provided a user-friendly interface for the finance team to track all on-chain transactions.

FinTech Remittance App

Industry: FinTech & Payments

95% Lower Remittance Costs
2 days to 2 mins Average Transfer Time
30% Growth in User Base in 6 Months

Client Overview

A FinTech startup aimed to disrupt the multi-billion dollar remittance market by offering a cheaper, faster alternative for sending money across borders. Their reliance on traditional banking partners created high costs and slow transfer times.

Problem

To be competitive, they needed to build a new set of payment rails that could move value across borders almost instantly and at a fraction of the cost of legacy systems like SWIFT.

Our Solution

  • Built a white-label mobile app with integrated, non-custodial wallets.
  • Leveraged a low-cost L2 blockchain for minting and transferring a proprietary, fiat-backed stablecoin.
  • Integrated with local on/off-ramp partners in key corridors for easy cash-in and cash-out.
  • Implemented a robust, real-time transaction monitoring system for AML compliance.

B2B SaaS Platform

Industry: Software as a Service (SaaS)

100% Elimination of Failed Payments
48 hours Reduced Payout Time for Affiliates
20+ New Countries Entered

Client Overview

A B2B SaaS company with a subscription-based model and a large global affiliate program faced challenges with recurring billing failures due to expired credit cards and high fees for paying out affiliate commissions internationally.

Problem

The company wanted to reduce customer churn from failed payments and streamline its complex, expensive affiliate payout process to attract more international partners.

Our Solution

  • Developed a "pay-by-wallet" subscription option using stablecoins, enabling automated, unstoppable recurring payments via smart contracts.
  • Built an automated affiliate payout system that distributed commissions in USDC instantly and globally.
  • Created a dashboard for the finance team to manage both subscription revenue and affiliate payouts from a single interface.
  • Integrated the solution with their existing accounting software for seamless reconciliation.
Technologies We Master

Building on a Foundation of Excellence

We utilize a robust stack of battle-tested blockchains, protocols, and development tools to build secure and scalable DeFi solutions.

Client Testimonials

What Our Partners Say About Us

"Errna's team delivered a stablecoin payment solution that cut our cross-border fees by over 80%. Their deep expertise in both DeFi and enterprise integration was invaluable. They are more than vendors; they are true strategic partners."

Avatar for Alex Royce
Alex Royce CFO, Global Imports Inc.

"We needed to launch a compliant remittance platform quickly. Errna's team not only built a secure and scalable system but also guided us through the complex regulatory landscape. Their speed and professionalism were outstanding."

Avatar for Jenna Raynor
Jenna Raynor Founder & CEO, SwiftRemit

"The automated DeFi payroll system Errna developed for us has been a game-changer. We now pay our international contractors in seconds, not days, with minimal overhead. It has significantly improved our operational efficiency."

Avatar for Marcus Dyer
Marcus Dyer Head of Operations, ScaleUp SaaS
Questions?

Frequently Asked Questions

A stablecoin is a type of cryptocurrency whose value is pegged to another asset, typically a major fiat currency like the U.S. Dollar. For example, one USDC is designed to always be worth $1. This eliminates the price volatility associated with cryptocurrencies like Bitcoin, making them ideal for payments and commerce.

Stablecoin transactions occur on a blockchain, which removes the many intermediaries (correspondent banks, payment processors, card networks) involved in a traditional transaction. Each of these intermediaries takes a cut. By creating a direct, peer-to-peer path for the payment, blockchain technology dramatically reduces the cost to a small network fee, often just a few cents.

Yes, when implemented correctly, it's incredibly secure. Blockchain transactions are immutable, meaning they cannot be altered or reversed once confirmed. This effectively eliminates the risk of chargeback fraud. At Errna, we add further layers of security through comprehensive smart contract audits, penetration testing, and adherence to best practices in key management and infrastructure security.

Not necessarily. While direct crypto payments are an option, we can also integrate with on-ramp services. These services allow customers to pay with their credit card or bank account, which is then converted to a stablecoin on the backend to complete the transaction. For the customer, the experience is as simple as a traditional online payment.

The timeline depends on the complexity of the project. A straightforward integration with an existing e-commerce platform could take as little as 4-6 weeks. A fully custom, enterprise-grade platform with advanced treasury functions might take 4-6 months. We begin every engagement with a detailed discovery and roadmapping phase to provide a clear and realistic timeline.

Ready to Future-Proof Your Payments?

Stop losing money to outdated financial systems. Schedule a free, no-obligation consultation with our DeFi experts to discover how stablecoin payments can transform your business, reduce costs, and unlock global growth.

Request a Free Consultation