Crypto Payment Gateway Development: Unlock Global Markets & Slash Fees
We build secure, custom crypto payment solutions that eliminate chargebacks and settle in minutes, not days. Tap into a new generation of customers and future-proof your business.
Traditional payment systems are slow, expensive, and riddled with inefficiencies like chargebacks and cross-border friction. For digital businesses, these issues directly impact the bottom line and limit global reach. Crypto payment gateways solve this by offering a decentralized, secure, and near-instantaneous alternative. By integrating a crypto payment solution, you can drastically reduce transaction fees, eliminate fraudulent chargebacks permanently, and access a rapidly growing global market of tech-savvy consumers who prefer paying with digital assets. It's not just about accepting a new currency; it's about adopting a fundamentally better payment infrastructure that provides greater control, security, and profitability for your business.
Why Partner With Errna for Your Payment Gateway?
Institutional-Grade Security
Your assets and transactions are protected by a multi-layered security protocol, including multi-signature wallets, cold storage, and proactive threat intelligence, backed by our SOC 2 and ISO 27001 certifications.
20+ Years of Expertise
Since 2003, we've delivered over 3,000 successful projects. We bring decades of enterprise software development experience to the blockchain space, ensuring your gateway is robust, scalable, and built to last.
AI-Enhanced Fraud Prevention
We go beyond standard security by integrating AI-powered analytics to detect and prevent fraudulent activities in real-time, offering a level of protection that traditional gateways cannot match.
Seamless System Integration
Our expertise isn't just in blockchain. We build powerful APIs and plugins to ensure your new crypto gateway integrates flawlessly with your existing e-commerce platforms, ERPs, and accounting software.
End-to-End Partnership
From initial strategy and compliance consulting to development, deployment, and 24/7 support, we act as your dedicated technology partner throughout the entire lifecycle of your project.
Volatility Risk Mitigation
We design systems that offer instant, automated conversion of crypto payments into stablecoins or your preferred fiat currency, completely shielding your business from market volatility.
In-House Team of Vetted Experts
We don't use freelancers. Your project is handled by our full-time team of over 1,000 certified developers, architects, and security specialists, ensuring quality, consistency, and accountability.
Full IP Ownership & Transparency
You receive full ownership of the source code and intellectual property upon project completion. Our CMMI Level 5 certified processes guarantee transparent communication and project management.
Global Compliance Navigation
We build gateways with integrated KYC/AML features and stay ahead of the complex, evolving regulatory landscape, helping you launch a compliant solution in your target markets.
Our Crypto Payment Gateway Development Services
We offer a comprehensive suite of services to build, integrate, and maintain a high-performance crypto payment gateway tailored to your exact business needs.
Custom Payment Gateway Development
We build bespoke crypto payment gateways from the ground up, giving you full control over features, supported currencies, and transaction logic to create a unique competitive advantage.
- Tailored to your specific business model and workflow.
- Infinite scalability to handle high transaction volumes.
- Complete ownership of the source code and IP.
White-Label Gateway Solutions
Launch your own branded payment gateway quickly and cost-effectively. Our production-ready white-label solution is fully customizable and can be deployed in a fraction of the time.
- Accelerated time-to-market for faster revenue generation.
- Lower upfront investment compared to custom development.
- Proven, reliable, and secure core architecture.
Smart Contract Development for Payments
We create self-executing smart contracts to automate complex payment flows, such as recurring subscriptions, escrow services, and automated royalty distributions, reducing manual overhead and errors.
- Automate complex, multi-step transaction logic.
- Enhance trust and transparency for all parties.
- Reduce administrative costs and potential for human error.
On-Chain & Off-Chain Transaction Processing
We design hybrid architectures that leverage the security of on-chain settlement with the speed and low cost of off-chain processing for a balanced, high-performance payment system.
- Achieve near-instantaneous transaction confirmations.
- Drastically reduce network gas fees for micropayments.
- Maintain the security and finality of the underlying blockchain.
API & E-commerce Plugin Development
We build robust APIs and ready-to-install plugins for platforms like Shopify, WooCommerce, Magento, and custom systems, enabling seamless integration of crypto payments into your existing checkout flow.
- Effortless integration with your current tech stack.
- Provide a familiar, intuitive experience for your customers.
- Securely connect your gateway to third-party services.
Multi-Currency & Stablecoin Support
Accept a wide range of cryptocurrencies, from Bitcoin and Ethereum to any ERC-20 or BEP-20 token. We specialize in integrating multiple stablecoins (USDT, USDC) to eliminate price volatility.
- Attract a broader customer base by accepting their preferred coins.
- Offer price stability with automated stablecoin conversions.
- Easily add or remove supported currencies as the market evolves.
Secure Wallet Integration
We integrate secure, institutional-grade wallet infrastructure, including both hot wallets for instant transactions and multi-signature cold storage for the bulk of your funds, ensuring maximum protection.
- Protect user and merchant funds with industry-leading security.
- Support for various wallet types, including hardware and software wallets.
- Automated fund management between hot and cold storage.
Automated Fiat & Stablecoin Conversion
Our gateways can be configured to instantly convert incoming crypto payments into fiat currency or stablecoins, which can be settled directly to your bank account, removing all volatility risk.
- Protect your revenue from cryptocurrency price fluctuations.
- Simplify accounting with predictable fiat-based reporting.
- Receive funds in your preferred currency without manual intervention.
Subscription & Recurring Billing
We implement smart contract-based logic to handle complex recurring payment schedules, enabling you to offer crypto-based subscriptions for your SaaS, content, or membership services.
- Automate monthly or annual billing cycles on the blockchain.
- Reduce failed payments common with traditional card systems.
- Offer flexible, usage-based, and tiered subscription models.
Merchant Dashboard & Analytics
We provide a comprehensive, user-friendly dashboard for your merchants to track payments, manage invoices, view analytics, and handle payouts, giving them full control over their crypto revenue.
- Real-time tracking of all transaction activity.
- Detailed reporting for easy accounting and reconciliation.
- Intuitive tools for managing refunds and customer inquiries.
Cross-Chain Interoperability
Build a future-proof gateway that can accept payments from multiple blockchains (e.g., Ethereum, Solana, BNB Chain). We use bridging technology to create a seamless, chain-agnostic payment experience.
- Access liquidity and users from different blockchain ecosystems.
- Offer customers more choice and lower gas fees.
- Stay ahead of the market by not being locked into a single chain.
KYC/AML & Compliance Integration
We integrate with leading identity verification and transaction monitoring services (like Chainalysis, Elliptic) to build a fully compliant gateway that adheres to KYC/AML regulations.
- Automate customer identity verification processes.
- Monitor transactions for suspicious activity in real-time.
- Generate reports required for regulatory compliance.
Security Audits & Penetration Testing
Our dedicated cybersecurity team conducts rigorous security audits and penetration tests on all components of the gateway, from smart contracts to APIs, to identify and eliminate vulnerabilities before launch.
- Identify and patch potential security loopholes.
- Ensure the integrity of your smart contract logic.
- Provide you with a comprehensive security assessment report.
AI-Powered Fraud Detection
Leverage machine learning models to analyze transaction patterns and detect anomalies indicative of fraud. Our AI systems can flag or block suspicious payments in real-time, offering proactive protection.
- Identify sophisticated fraud patterns that manual reviews miss.
- Reduce false positives and improve the customer experience.
- Continuously learn and adapt to new threat vectors.
24/7 Technical Support & Maintenance
We provide ongoing support and maintenance plans to ensure your payment gateway operates flawlessly. Our team is available 24/7 to handle any technical issues, perform updates, and monitor system health.
- Guaranteed uptime and system reliability.
- Proactive monitoring to prevent issues before they occur.
- Access to our expert team for ongoing enhancements.
Our Proven 4-Step Development Process
Discovery & Strategy
We begin with a deep dive into your business model, technical requirements, and compliance needs. We define the project scope, select the optimal blockchain technology, and create a detailed architectural blueprint and project roadmap.
Design & Prototyping
Our UI/UX experts design an intuitive and seamless payment experience for both merchants and customers. We create interactive prototypes and wireframes to validate the user flow before a single line of code is written.
Agile Development & Testing
Following agile methodologies, we develop the gateway in two-week sprints. Each component, from the core transaction engine to the merchant dashboard, undergoes rigorous automated and manual testing, including a full security audit.
Deployment & Support
We handle the full deployment to a secure cloud or on-premise environment. After launch, we provide comprehensive documentation, training for your team, and ongoing 24/7 support and maintenance to ensure smooth operation.
Technology Stack & Tools We Use
We leverage a robust, modern technology stack to build secure, scalable, and high-performance crypto payment solutions.
Success Stories: Real-World Impact
The Challenge
- Reduce exorbitant credit card transaction fees.
- Eliminate the growing problem of fraudulent chargebacks.
- Simplify and speed up cross-border payments.
- Attract a younger, tech-forward demographic.
Our Solution
We developed a custom crypto payment gateway and integrated it directly into their Shopify checkout process. The solution included:
- Support for major cryptocurrencies and key stablecoins (USDC, USDT).
- An automated conversion feature to instantly change all crypto payments to USDC to eliminate volatility.
- A merchant dashboard for real-time transaction monitoring and simple fund withdrawals to their corporate bank account.
- A user-friendly payment interface that made paying with crypto as simple as scanning a QR code.
The Challenge
- Enable automated, recurring subscription payments in crypto.
- Access new customer segments in unbanked/underbanked regions.
- Reduce dependency on payment processors with high cross-border fees.
- Ensure a secure and reliable billing system for their core service.
Our Solution
We engineered a smart contract-based recurring billing system on a low-fee Layer 2 network. The solution featured:
- A customer portal for users to connect their wallet and authorize monthly payments.
- Smart contracts that automatically handled the monthly debit from the user's wallet.
- Integration with their existing user authentication and subscription management system.
- An administrative dashboard to monitor active subscriptions and revenue streams.
The Challenge
- High fees associated with international bank transfers (e.g., SWIFT).
- Slow payout times, often taking 5-10 business days.
- Administrative burden of managing payouts to hundreds of artists globally.
- Currency conversion losses for artists receiving payments.
Our Solution
We built a comprehensive payment gateway with a focus on mass payouts. The system allowed the marketplace to:
- Accept payments from buyers in both fiat and crypto.
- Allow artists to choose their preferred payout method: bank transfer or crypto (stablecoins).
- Execute instant, low-fee mass payouts in USDC to hundreds of artist wallets simultaneously.
- Provide artists with a dashboard to track their earnings and manage their payout settings.
Crypto Gateways vs. Traditional Payments
See the clear advantages of adopting a crypto-native payment infrastructure.
| Feature | Crypto Payment Gateway | Traditional (Credit Card / Bank) |
|---|---|---|
| Transaction Fees | Typically < 1% | 2.5% - 4.5% + fixed fees |
| Chargebacks | Eliminated (transactions are final) | Common and costly for merchants |
| Settlement Time | Minutes to hours | 2 - 7 business days |
| Global Access | Borderless by default | Complex, with regional restrictions |
| Security | Decentralized, cryptographic security | Centralized, prone to data breaches |
| Anonymity | Pseudonymous, enhanced user privacy | Requires extensive personal data |
| Censorship Resistance | High (no central authority to block) | Low (payments can be blocked by banks) |
What Our Clients Say
"The crypto payment gateway Errna built for us has been revolutionary. Our transaction fees are down by over 70%, and the complete elimination of chargebacks has saved us tens of thousands of dollars. It's a must-have for any serious e-commerce business."
"We needed a reliable way to accept recurring crypto payments for our SaaS platform. The Errna team delivered a flawless smart contract solution that integrated perfectly with our existing systems. We've now unlocked new markets we couldn't previously serve."
"Their expertise in both blockchain and traditional API development was critical. They built a gateway that not only processes crypto payments but also provides our merchants with a beautiful, data-rich analytics dashboard. True professionals from start to finish."
"Security and compliance were our biggest concerns. Errna's team demonstrated a deep understanding of the regulatory landscape and built a gateway with robust KYC/AML features, giving our legal team complete peace of mind."
"The white-label solution allowed us to launch our own branded crypto payment service in under three months. The platform is stable, fast, and their support team has been incredibly responsive. It was the perfect way to enter the market quickly."
"We were impressed by their CMMI Level 5 processes. The project was managed with exceptional transparency and discipline. They delivered on time, on budget, and the final product exceeded our expectations in terms of quality and performance."
Frequently Asked Questions
We completely mitigate volatility risk for you. Our gateways are designed with an instant settlement feature that automatically converts any cryptocurrency payment into a stablecoin (like USDC or USDT) or your preferred fiat currency (USD, EUR, etc.) at the exact moment of the transaction. This means you receive the precise sales amount you charged, every time, without any exposure to market fluctuations.
Absolutely. We specialize in seamless integration. We can develop custom plugins for all major e-commerce platforms, including Shopify, WooCommerce, Magento, and BigCommerce. For custom websites or applications, we build robust REST APIs that allow your existing systems to connect to the payment gateway effortlessly, making the integration process smooth and straightforward for your development team.
The cost savings are significant. While credit card processors typically charge 2.5% to 4.5% plus various fixed and incidental fees, crypto payment gateways usually have a simple, flat transaction fee of 1% or less. There are no setup fees, monthly fees, or chargeback fees, leading to a much lower total cost of payment acceptance, especially for businesses with high volume or large average transaction sizes.
Security is our highest priority. We employ an institutional-grade, multi-layered security architecture. This includes using multi-signature wallets (requiring multiple approvals for transactions), keeping the vast majority of funds in air-gapped cold storage, conducting rigorous smart contract audits, and implementing continuous monitoring for suspicious activity. Our adherence to SOC 2 and ISO 27001 standards ensures our security practices are independently verified.
We build compliance directly into the gateway's architecture. We integrate with leading third-party providers for automated Know Your Customer (KYC) identity verification and Anti-Money Laundering (AML) transaction monitoring. This ensures your business meets regulatory requirements in your operating jurisdictions and helps prevent illicit use of your platform, giving you and your stakeholders peace of mind.
The timeline varies based on complexity, but a typical custom gateway project follows this general schedule: A white-label solution can be deployed in as little as 4-6 weeks. A fully custom gateway with unique features typically takes 3-6 months from initial discovery to final launch. We provide a detailed project roadmap with clear milestones after our initial strategy session.
Ready to Future-Proof Your Payments?
Let's discuss how a custom crypto payment gateway can reduce your costs, eliminate fraud, and unlock new global revenue streams. Schedule a free, no-obligation consultation with our solutions architects today.