Crypto Payment Gateway Development: Go Beyond Cards.
Slash transaction fees by up to 80%.
Eliminate chargebacks for good.
Access a global customer base, instantly.
Settle funds in seconds, not days.
Why Errna
The Strategic Advantage for Your Payment Infrastructure
Volatility Shield
We eliminate your exposure to crypto price swings. Our gateways facilitate instant conversion to stablecoins or your preferred fiat currency, ensuring you receive the exact amount you charge, every time.
Fortress-Grade Security
Leveraging multi-signature wallets, cold storage protocols, and continuous threat intelligence, we build payment systems that are fundamentally more secure than traditional rails, protecting you and your customers.
Seamless API Integration
Our developer-first approach means clean, well-documented RESTful APIs and robust SDKs. We ensure a frictionless integration process, minimizing the burden on your engineering team and accelerating your time-to-market.
Global Compliance Built-In
Navigating the regulatory landscape is complex. We integrate automated, real-time KYC/AML checks and transaction monitoring through partners like Chainalysis, ensuring your gateway is compliant from day one.
Unmatched Scalability
Built on high-throughput blockchains and Layer-2 scaling solutions, our gateways are designed for enterprise-level volume. Process thousands of transactions per second with near-instant finality and negligible fees.
Dedicated Expert Guidance
You're not just getting code; you're getting a strategic partner. Our team of FinTech and blockchain experts guides you through every step, from initial architecture design to post-launch optimization and support.
Future-Proof Architecture
We build modular, chain-agnostic solutions that can evolve with the market. Easily add new cryptocurrencies, integrate DeFi protocols, or adopt emerging standards without needing a complete system overhaul.
Chargeback Fraud Elimination
Blockchain transactions are irreversible, which means chargeback fraud becomes a thing of the past. This single feature can save e-commerce and high-risk businesses millions in lost revenue and administrative costs.
Proven Track Record Since 2003
With over two decades of experience in enterprise software and a CMMI Level 5 certification, we bring a level of process maturity and reliability to the blockchain space that few can match. Trust in our proven delivery excellence.
Our Services
End-to-End Crypto Payment Gateway Solutions
From foundational architecture to advanced DeFi integrations, our suite of services covers every aspect of building and operating a world-class crypto payment gateway. We provide a comprehensive, one-stop solution to future-proof your payment infrastructure.
Custom Gateway Development
We design and build bespoke crypto payment gateways from the ground up, tailored to your specific business logic, industry requirements, and scalability needs. This is not an off-the-shelf product; it's your proprietary payment infrastructure.
- Gain a competitive edge with a payment system you own and control.
- Integrate unique features like loyalty programs or custom fee structures.
- Ensure optimal performance and security by tailoring the architecture to your transaction profile.
Stablecoin Integration
This is the cornerstone of risk management in crypto payments. We integrate leading stablecoins like USDC, USDT, and DAI, enabling you to settle transactions in a non-volatile, dollar-pegged asset, protecting your revenue from market fluctuations.
- Eliminate price volatility risk for you and your customers.
- Simplify accounting and financial reporting with 1:1 USD values.
- Leverage the speed and low cost of blockchain without the speculation.
On/Off-Ramp Solutions Integration
Bridge the gap between traditional finance and Web3. We integrate secure, user-friendly on-ramps (fiat-to-crypto) and off-ramps (crypto-to-fiat) directly into your platform, allowing customers to pay with crypto even if they don't own any yet.
- Dramatically increase your addressable market by simplifying the user journey.
- Allow customers to purchase crypto with credit/debit cards at checkout.
- Enable seamless payouts to bank accounts for your vendors or users.
Subscription & Recurring Billing
Unlock the power of the subscription economy with crypto. We implement smart contract-based solutions that automate recurring payments, a capability that is complex with traditional crypto wallets but seamless with our custom logic.
- Build predictable revenue streams for SaaS, memberships, and content platforms.
- Reduce churn caused by expired credit cards or payment failures.
- Offer flexible billing cycles and plans managed entirely on-chain.
Cross-Chain Settlement Engine
Don't limit your customers to a single blockchain. We build gateways that can accept payments from various networks (e.g., Ethereum, Solana, Polygon) and settle them into a single asset on your preferred chain, simplifying your treasury management.
- Maximize customer choice by accepting a wide range of tokens and coins.
- Optimize for speed and cost by routing transactions through the most efficient network.
- Consolidate your funds automatically, reducing operational complexity.
DeFi Payment Rails
Go beyond simple payments. We can integrate DeFi protocols directly into your gateway to enable innovative financial products. This could include automated yield generation on your treasury, offering crypto-backed loans, or providing instant swap services.
- Turn your company's treasury from a cost center into a profit center.
- Offer your users value-added financial services directly within your platform.
- Position your business at the cutting edge of financial technology.
Our Process
How Our Payment Gateways Work: Simple & Secure
1. Customer Pays
Your customer selects "Pay with Crypto" at checkout and chooses their preferred coin from any wallet or exchange.
2. Gateway Processes
Our secure gateway verifies the transaction on the blockchain in real-time, confirming funds instantly.
3. Instant Settlement
The crypto is immediately converted to your chosen stablecoin or fiat currency, eliminating any volatility risk for you.
4. Funds Deposited
The settled funds are deposited into your corporate wallet or bank account, available in seconds or minutes, not days.
Use Cases
Industries Transformed by Crypto Payments
E-commerce & Retail
Drastically cut processing fees from the 2-3% charged by card networks to under 0.5%. Permanently eliminate costly chargeback fraud.
SaaS & Subscriptions
Access a global user base without the complexities of international banking. Reduce involuntary churn from failed recurring payments.
Gaming & Digital Goods
Enable true ownership of in-game assets and facilitate seamless, low-cost microtransactions for a global player base.
Marketplaces & Gig Economy
Facilitate instant, low-cost cross-border payouts to vendors and freelancers, improving satisfaction and platform loyalty.
Success Stories
Real-World Impact of Our Gateway Solutions
Key Outcomes
Global E-commerce Retailer Slashes Costs & Fraud
Industry: E-commerce
Client Overview: A fast-growing online retailer of luxury goods with significant international sales, facing crippling credit card processing fees and a constant battle with fraudulent chargebacks.
The Challenge
High transaction fees were eroding their margins, while chargebacks represented over 1% of their total revenue in losses. Expanding to new markets was slow and expensive due to complex banking relationships.
Our Solution
Errna developed a white-label crypto payment gateway integrated directly into their Shopify checkout. The solution focused on accepting USDC and USDT, with instant conversion to USD to eliminate volatility. We also integrated a leading on-ramp provider, allowing new users to buy stablecoins directly with a credit card.
"The impact was immediate and profound. We've turned our payment processing from a major cost center into a competitive advantage. Errna's expertise in both blockchain and e-commerce was invaluable."
Technology Stack
Built with a Foundation of Excellence
Security & Compliance
Our Core Pillars: Trust and Integrity
Smart Contract Audits
Every line of code in our smart contracts is rigorously audited by top-tier third-party security firms to identify and remediate potential vulnerabilities before deployment.
MPC & Multi-Sig Wallets
We utilize advanced wallet architectures like Multi-Party Computation (MPC) and Multi-Signature wallets, ensuring no single point of failure for fund management.
Continuous Threat Monitoring
Our systems are protected by 24/7 monitoring and automated alerts for suspicious activity, combined with regular penetration testing to stay ahead of emerging threats.
Real-Time AML/KYC
Through integration with industry leaders like Chainalysis and Elliptic, we provide real-time transaction monitoring and wallet screening to ensure full compliance with global AML regulations.
Testimonials
What Our Clients Say
"Errna's crypto payment solution cut our cross-border transaction fees by 75%. It's been a game-changer for our global SaaS platform, allowing us to enter markets we previously couldn't."
"The biggest win for us was the complete elimination of chargeback fraud. As a high-ticket e-commerce store, this saved us six figures in the first year alone. Their security is top-notch."
"The integration process was surprisingly smooth. Their API is well-documented, and their support team was incredibly responsive, helping our engineers get up and running in record time."
Engagement Models
Flexible Collaboration to Match Your Needs
Dedicated Development Team
A handpicked team of our blockchain developers, UI/UX designers, and project managers integrated directly with your in-house team. Ideal for long-term projects and complex gateway development.
- Maximum flexibility and control
- Deep integration with your processes
- Scalable team size
Fixed-Price Project
For projects with well-defined scopes and requirements, we offer a fixed-price model. We guarantee delivery of the specified gateway solution on time and on budget.
- Predictable budget and timeline
- Clearly defined deliverables
- Ideal for specific feature builds
Consulting & Architecture Design
Leverage our strategic expertise before writing a single line of code. We'll help you design a robust, secure, and scalable payment gateway architecture and provide a detailed roadmap for development.
- Mitigate risk with expert planning
- Optimize for security and compliance
- Develop a long-term strategic vision
FAQ
Frequently Asked Questions
We completely shield merchants from volatility. Our gateways are designed for instant settlement, converting the incoming cryptocurrency to a stablecoin (like USDC) or fiat currency (like USD) the moment the transaction is confirmed. This means you receive the exact value you charged, regardless of market fluctuations.
Yes, when built correctly, it's often more secure than traditional card payments. Blockchain's cryptographic nature prevents data tampering, and its irreversibility eliminates chargeback fraud. We enhance this with fortress-grade security measures including multi-signature wallets, cold storage for funds, and continuous security audits.
This is a common concern we solve with integrated on-ramp solutions. We partner with leading providers to allow your customers to buy crypto with their credit or debit card directly within your checkout flow. The experience is seamless and removes the barrier to entry for new users.
The timeline varies based on complexity, but a typical project can range from 3 to 6 months. This includes discovery and architecture design, development, rigorous testing, security audits, and integration support. We prioritize a swift yet secure deployment to get you to market faster.
Ready to Revolutionize Your Payments?
Stop losing revenue to outdated payment rails. Let's discuss how a custom crypto payment gateway can reduce your costs, eliminate fraud, and unlock new global markets.
Schedule a free, no-obligation consultation with our FinTech experts today to map out your strategy.