AI-Powered KYC/AML Compliance: Secure Onboarding, Zero Friction.
Automate identity verification and transaction monitoring.
Stay ahead of global regulations, reduce costs by 70%, and convert more customers.
Trusted by Global Innovators and Industry Leaders
Stop Choosing Between Compliance and Conversion
In today's digital economy, the pressure is immense. You need iron-clad KYC/AML compliance to avoid crippling fines and reputational damage. But you also need a frictionless onboarding experience to prevent customer drop-off and fuel growth. Legacy systems force you to sacrifice one for the other, creating slow, manual, and frustrating processes. At Errna, we eliminate this conflict. Our AI-powered platform automates and accelerates identity verification and compliance, turning a costly bottleneck into a competitive advantage. Onboard customers in seconds, not days, while achieving a higher standard of global regulatory adherence.
The Errna Advantage: Certainty in an Uncertain World
Unmatched Global Coverage
Confidently expand into new markets. Our platform supports over 10,000 document types from 200+ countries and territories, ensuring you meet local and international compliance standards effortlessly.
AI-Powered Accuracy
Drastically reduce false positives and manual reviews. Our machine learning models are trained on billions of data points to deliver over 98% accuracy in identity verification and risk assessment.
Frictionless User Experience
Convert more customers with onboarding that takes seconds. Our streamlined, mobile-first workflows and liveness detection provide a secure yet seamless experience that minimizes drop-off rates.
Rapid & Flexible Integration
Go live in days, not months. Our developer-friendly APIs, comprehensive SDKs, and no-code workflow builder allow for quick integration into your existing systems with minimal engineering resources.
Demonstrable ROI
Turn a cost center into a value driver. By automating up to 95% of manual tasks, our clients reduce operational costs by an average of 70% and avoid millions in potential non-compliance fines.
Unified Compliance Platform
Simplify your tech stack. Manage identity verification, transaction monitoring, sanctions screening, and case management from a single, intuitive dashboard for a holistic view of risk.
True Expert Partnership
You're not just buying software; you're gaining a partner. With 20+ years of experience and a team of compliance experts, we provide strategic guidance to navigate the evolving regulatory landscape.
Bank-Grade Security & Trust
Protect your data and your reputation. We are CMMI Level 5, SOC 2, and ISO 27001 certified, employing enterprise-grade security protocols to ensure your data is always protected.
Future-Ready by Design
Stay ahead of the curve. Our platform is continuously updated to address new regulations, emerging fraud vectors, and technological advancements like DeFi and Web3 compliance challenges.
A Complete KYC/AML Compliance Toolkit
From initial onboarding to ongoing monitoring, our comprehensive suite of services provides end-to-end coverage for your entire compliance lifecycle. We deliver a unified, AI-driven solution that adapts to your specific needs, ensuring you are protected today and prepared for tomorrow.
AI-Powered Identity Verification (IDV)
Instantly verify customer identities from anywhere in the world. Our AI-driven service automates the process of capturing and validating government-issued IDs, ensuring authenticity and preventing identity fraud at the point of onboarding.
- Automate Onboarding: Reduce manual review and verify users in under 5 seconds.
- Global Document Support: Authenticate over 10,000 ID types from 200+ countries.
- Prevent Spoofing: Utilize advanced forensics to detect sophisticated fakes and forgeries.
Real-Time AML Transaction Monitoring
Detect and report suspicious activity as it happens. Our system analyzes transaction patterns in real-time, using customizable rules and machine learning to identify potential money laundering, terrorist financing, and other financial crimes with unparalleled accuracy.
- Reduce False Positives: Lower alert volume by up to 80% compared to legacy systems.
- Dynamic Risk Scoring: Continuously assess customer risk based on behavior.
- Streamline SAR/STR Filing: Automate report generation for regulatory submissions.
Sanctions, PEP, and Adverse Media Screening
Protect your platform from high-risk individuals and entities. We screen customers against thousands of global sanctions lists, Politically Exposed Persons (PEP) databases, and adverse media sources, providing continuous monitoring for ongoing compliance.
- Comprehensive Coverage: Access all major global watchlists (OFAC, UN, EU, etc.).
- Fuzzy Matching Logic: Reduce false negatives by identifying non-exact name matches and aliases.
- Ongoing Monitoring: Receive real-time alerts when a customer's risk profile changes.
Automated Business Verification (KYB)
Onboard corporate clients faster and with greater confidence. Our KYB solution automates the verification of business identity, ownership structures (UBOs), and registration details by tapping into official company registries worldwide.
- Accelerate B2B Onboarding: Verify business entities in minutes, not weeks.
- Uncover UBOs: Automatically map complex ownership structures to identify ultimate beneficial owners.
- Global Registry Access: Connect to hundreds of official business registries for trusted data.
Crypto & VASP Compliance (Travel Rule)
Navigate the complex regulations of the digital asset space. We provide a full suite of tools for Virtual Asset Service Providers (VASPs), including blockchain analytics, wallet screening, and a solution for FATF Travel Rule compliance.
- Travel Rule Solution: Securely transmit originator and beneficiary information between VASPs.
- Blockchain Analytics: Trace funds and assess risk from illicit sources on public ledgers.
- High-Risk Wallet Screening: Block transactions with sanctioned or known illicit addresses.
Advanced Biometric & Liveness Verification
Ensure the person behind the screen is real and present. Our certified liveness detection and biometric facial recognition technology provides the highest level of identity assurance, preventing spoofing attacks from deepfakes, masks, or photos.
- Defeat Spoofing Attacks: Certified to iBeta Level 2 Presentation Attack Detection (PAD).
- Seamless User Flow: A simple, guided selfie process completes in seconds.
- 1:1 Face Matching: Biometrically match the user's selfie to the photo on their ID document.
Customer Due Diligence (CDD & EDD)
Go beyond basic verification with comprehensive risk assessments. Our platform automates the collection and analysis of information for both Standard and Enhanced Due Diligence, creating a complete, auditable risk profile for every customer.
- Risk-Based Workflows: Automatically trigger EDD for high-risk customers.
- Holistic Profiles: Consolidate IDV, screening results, and behavioral data into one view.
- Audit-Ready Trail: Maintain a complete, time-stamped record of all due diligence activities.
AI-Driven Fraud Detection & Prevention
Proactively stop fraud before it impacts your business. Our solution analyzes device, network, and behavioral data to detect and block account takeovers, synthetic identity fraud, and other sophisticated attack vectors in real-time.
- Multi-Layered Defense: Combine device fingerprinting, IP intelligence, and behavioral biometrics.
- Link Analysis: Uncover hidden connections between fraudulent accounts.
- Adaptive Machine Learning: Models automatically adapt to new and emerging fraud patterns.
Centralized Workflow & Case Management
Empower your compliance team to work more efficiently. Our intuitive case management system centralizes alerts, streamlines investigations, and provides a complete audit trail, allowing your team to resolve cases up to 85% faster.
- No-Code Rule Engine: Easily create and modify risk and monitoring rules without IT support.
- Automated Alert Triage: Prioritize high-risk cases for immediate review.
- Collaborative Investigation Tools: Enable your team to work together on complex cases seamlessly.
Expert Regulatory Compliance Consulting
Leverage our deep industry expertise to build and optimize your compliance program. Our consultants provide strategic guidance on regulatory interpretation, risk assessments, policy development, and preparing for regulatory audits.
- Jurisdictional Guidance: Get expert advice on navigating specific regulatory landscapes (e.g., US, EU, APAC).
- Program Health Checks: Assess your current compliance framework for gaps and areas of improvement.
- Technology Optimization: Ensure you are maximizing the effectiveness of your compliance technology stack.
From Setup to Scale in 4 Simple Steps
Discover & Strategize
We start by understanding your unique business needs, risk appetite, and regulatory requirements to design a tailored compliance strategy.
Integrate & Configure
Our team assists you in seamlessly integrating our solution via API or SDK and configuring the rules and workflows to match your strategy.
Launch & Automate
Go live and begin automating your compliance processes. Onboard users in seconds and monitor transactions in real-time with full AI-powered support.
Optimize & Evolve
We provide ongoing support and analytics, helping you continuously optimize your workflows and adapt to the ever-changing regulatory landscape.
Compliance Solutions Tailored for Your Industry
FinTech & Neobanks
Cryptocurrency & Web3
Banking & Financial Services
iGaming & Online Gambling
E-commerce & Marketplaces
Lending & Payments
Investment Platforms
Real Estate
Real-World Results, Verifiable Success
The Problem: Growth Stifled by Slow, Manual KYC
The client was experiencing explosive user growth, but their manual KYC process couldn't keep up. Long verification times led to high abandonment rates, and scaling their compliance team across multiple countries was becoming prohibitively expensive and complex.
Key Challenges:
- Average onboarding time exceeding 48 hours.
- High user drop-off rate during the verification process.
- Inability to scale compliance operations to new markets quickly.
- Inconsistent application of compliance rules across different regions.
Our Solution: An Automated, Scalable Onboarding Engine
We implemented our AI-powered Identity Verification and Workflow Automation solution. The system was configured with risk-based logic that automated over 96% of verifications while flagging only high-risk applications for manual review.
- Deployed a mobile-first SDK for a seamless ID and selfie capture experience.
- Configured country-specific rule sets to ensure local regulatory adherence.
- Automated checks against global sanctions and PEP lists.
- Provided a centralized case management dashboard for the client's core compliance team.
The Problem: Meeting Complex Crypto Regulations
The exchange needed to comply with the FATF's Recommendation 16 (the "Travel Rule") and enhance its AML capabilities to prevent illicit funds from entering its platform. They required a solution that could integrate with other VASPs and provide deep insights into blockchain transactions.
Key Challenges:
- Lacked a mechanism to securely transmit originator/beneficiary data.
- Inability to screen withdrawals against high-risk or sanctioned wallet addresses.
- High manual workload for investigating the source of funds.
- Risk of regulatory penalties for non-compliance with crypto-specific AML rules.
Our Solution: An Integrated VASP Compliance Suite
We deployed our full Crypto & VASP Compliance suite, including our Travel Rule solution and real-time blockchain analytics engine. This provided an end-to-end system for managing crypto-related risks.
- Integrated a flexible Travel Rule solution compatible with major industry protocols.
- Enabled real-time wallet screening against a database of over 500 million classified addresses.
- Automated source/destination of funds analysis using blockchain forensics.
- Provided risk-scoring for crypto transactions to prioritize investigations.
The Problem: Overwhelmed by Inefficient AML Alerts
The bank's legacy, rules-based transaction monitoring system was producing a massive volume of false positive alerts. Their large team of analysts spent most of their time investigating alerts that posed no real risk, increasing operational costs and creating the danger that a genuine threat could be missed.
Key Challenges:
- False positive rate exceeding 95% on transaction alerts.
- Spiraling costs associated with a growing team of AML analysts.
- Inability of the rigid rules-based system to detect new, complex laundering patterns.
- Pressure from regulators to improve the effectiveness of their AML program.
Our Solution: Intelligent, AI-Based Transaction Monitoring
We replaced their legacy system with our AI-powered AML Transaction Monitoring solution. Our machine learning models analyzed customer behavior and transaction networks to provide a more holistic and accurate risk assessment.
- Used behavioral analytics to understand "normal" activity for each customer.
- Implemented machine learning models to detect anomalies and complex laundering typologies.
- Provided an intelligent alert triage system that prioritized the highest-risk cases.
- Offered a rich data visualization tool for faster and more intuitive investigations.
Integrations & Technology Ecosystem
The AI-Powered Difference
| Feature | Legacy / Manual Compliance | Errna's AI-Powered Platform |
|---|---|---|
| Onboarding Speed | 24-72 hours (or more) | Under 15 seconds |
| Accuracy | Prone to human error | 98%+ AI-driven accuracy |
| False Positive Rate | High (often >90%) | Drastically reduced ( |
| User Experience | High friction, multiple steps | Seamless, mobile-first flow |
| Scalability | Linear (hire more people) | Elastic and global by design |
| Cost Model | High operational expense (OPEX) | Predictable, usage-based SaaS |
| Fraud Detection | Reactive, based on known rules | Proactive, detects emerging patterns |
| Global Coverage | Limited, requires local teams | 200+ countries out-of-the-box |
Ready for Tomorrow's Compliance Challenges, Today
Navigating the Next Wave of Regulation & Risk
The regulatory landscape is in constant motion. New technologies like DeFi, AI, and quantum computing will introduce compliance challenges that legacy systems are simply not equipped to handle. Our platform is built with the future in mind, ensuring your business remains protected and compliant no matter what comes next.
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AI & Explainability: We are prepared for emerging regulations that demand transparency in AI decision-making, providing clear, auditable rationales for our automated compliance checks.
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Web3 & DeFi Ready: Our solutions are already tackling the unique challenges of the decentralized world, from smart contract screening to DAO governance compliance.
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Privacy-Enhancing Technologies: We are actively researching and integrating technologies like Zero-Knowledge Proofs to enhance data privacy without compromising compliance effectiveness.
What Our Clients Say
"The switch to Errna was a game-changer. Their AI dramatically reduced our manual review queue and allowed our compliance team to focus on truly high-risk cases. Implementation was surprisingly fast and seamless."
"As a fast-growing neobank, user experience is everything. Errna's platform provides the robust, bank-grade compliance we need without adding friction to our sign-up process. Our conversion rates actually improved after implementation."
"We operate in a dozen markets, each with its own regulatory quirks. Errna's global coverage and configurable rule engine made it possible to manage our international compliance from a single platform. Their expertise is invaluable."
"The accuracy of their transaction monitoring is phenomenal. We've uncovered sophisticated laundering rings that our previous system completely missed, all while reducing false positives by over 70%."
"For our crypto exchange, complying with the Travel Rule was our biggest hurdle. Errna provided a solution that was not only compliant but also easy to integrate. Their knowledge of the VASP space is second to none."
"The ROI was clear within the first quarter. The reduction in operational costs from automating our KYB process paid for the platform twice over. It's a must-have for any B2B fintech."
Meet Our Compliance & Technology Experts
Flexible Engagement Models for Your Needs
API Integration
For businesses that want to integrate our compliance capabilities directly into their own applications and workflows. A flexible, pay-per-verification model that scales with your volume.
- Full access to our comprehensive suite of APIs.
- Developer-friendly documentation and SDKs.
- Ideal for tech-savvy teams with custom needs.
Platform as a Service (PaaS)
Leverage our complete, out-of-the-box compliance platform. Get full access to our powerful case management system, rule engine, and analytics dashboard for your in-house team.
- No-code workflow and rule configuration.
- Intuitive dashboard for investigations.
- Perfect for teams wanting a powerful, ready-made solution.
Managed Services
Outsource your compliance operations to our team of experts. We handle everything from alert review to SAR filing, acting as an extension of your team to ensure best-in-class compliance.
- Access to a dedicated team of compliance analysts.
- Reduces your operational overhead and hiring needs.
- Ideal for businesses wanting to focus on their core product.
Frequently Asked Questions
Our goal is rapid deployment. For most clients using our APIs and SDKs, a basic integration can be completed in a matter of days. A full-scale, customized integration typically takes 2-4 weeks, depending on the complexity of your existing systems. Our dedicated support team works closely with your engineers to ensure a smooth and efficient process.
Our platform has global coverage. We support over 10,000 types of government-issued identity documents from more than 200 countries and territories. Our sanctions and PEP screening databases are also comprehensive, covering all major global watchlists (OFAC, UN, EU, HMT, etc.) and politically exposed persons worldwide.
Security is our highest priority. We are CMMI Level 5, SOC 2, and ISO 27001 certified. All data is encrypted in transit and at rest using AES-256 encryption. We adhere to strict data privacy principles, including GDPR and CCPA, and our infrastructure is hosted on secure, compliant cloud environments like AWS and Azure.
Absolutely. Customization is a core feature of our platform. Our no-code rule engine allows you to create and modify complex risk-scoring models, decisioning logic, and transaction monitoring rules to perfectly match your company's risk appetite and specific regulatory requirements, all without needing to write a single line of code.
We offer flexible, transparent pricing models designed to scale with your business. This typically includes a combination of a platform fee and usage-based pricing (e.g., per verification or per active monitored user). We work with you to create a predictable pricing plan that aligns with your volume and provides a clear return on investment. Contact us for a custom quote.
Unlike legacy systems that rely on rigid, static rules, our AI uses machine learning and behavioral analytics. It builds a dynamic profile of what constitutes "normal" behavior for each customer. It then looks for deviations from this baseline and analyzes a wide range of data points in context. This allows it to distinguish between unusual-but-legitimate activity and genuinely suspicious behavior, dramatically reducing the number of false alerts your team needs to review.
Ready to Revolutionize Your Compliance?
Stop letting compliance be a bottleneck. Schedule a personalized demo today and see how Errna's AI-powered platform can help you accelerate growth, reduce costs, and eliminate regulatory risk.
Request Your Free Demo