Robust KYC/AML Compliance Solutions: Secure Your Platform, Satisfy Regulators.
Go beyond basic checks. Our AI-driven platform provides comprehensive, scalable, and future-proof KYC/AML compliance, turning your regulatory burden into a competitive advantage.
Secure Your Compliance Future
Why Partner with Errna for KYC/AML Compliance?
In a world of ever-changing regulations, compliance is not just a checkbox—it's your license to operate and the foundation of customer trust. We provide more than just software; we deliver a strategic partnership to safeguard your business and accelerate your growth.
AI-Powered Risk Scoring
Our intelligent algorithms go beyond simple checklists, analyzing hundreds of data points to provide a dynamic, accurate risk score for each user. This allows you to focus resources on high-risk cases while fast-tracking legitimate customers.
Seamless Integration
Our API-first approach ensures a smooth, minimally disruptive integration with your existing platforms, whether it's a core banking system, trading engine, or payment gateway. We handle the complexity so you can focus on your business.
Global Regulatory Coverage
Operating across borders? We've got you covered. Our platform is continuously updated to reflect the latest regulations from jurisdictions around the world, including FATF, FinCEN, and GDPR, ensuring you remain compliant wherever you do business.
Future-Proof Compliance
The regulatory landscape is always evolving. We act as your compliance intelligence partner, proactively adapting our systems to new rules and threats. With Errna, you're not just compliant today; you're prepared for tomorrow.
Scalable Architecture
From 100 users to 100 million, our cloud-native solution is built to scale with your growth. We ensure high availability and performance, so your compliance infrastructure never becomes a bottleneck to your success.
Verifiable Process Maturity
Trust is earned through transparency and quality. Our CMMI Level 5, SOC 2, and ISO 27001 certifications are your assurance that we adhere to the highest global standards for security, quality, and process management.
Reduced Operational Costs
By automating up to 95% of manual review tasks, our platform significantly reduces your operational overhead. Lower your Total Cost of Ownership (TCO) and reallocate your team to strategic, high-value activities.
Enhanced Customer Experience
Slow, clunky onboarding processes lose customers. Our streamlined, automated verification takes seconds, not days, providing a frictionless experience that builds trust and boosts conversion rates from the very first interaction.
Dedicated Expert Support
Our service doesn't end at deployment. You get access to a dedicated team of compliance and technology experts who provide ongoing support, strategic advice, and insights to help you navigate the complexities of the regulatory world.
Our Comprehensive KYC/AML Service Portfolio
We offer an end-to-end suite of services designed to address every facet of the compliance lifecycle. From initial customer onboarding to complex investigations, our solutions are tailored to provide robust protection and operational efficiency.
Customer Onboarding & KYC
Create a fast, secure, and compliant onboarding experience. Our automated solution verifies customer identities in real-time, reducing friction and abandonment rates while ensuring full regulatory adherence from day one.
- Reduce onboarding time from days to seconds.
- Increase customer conversion rates by up to 30%.
- Support for over 10,000 document types from 200+ countries.
Business Verification (KYB)
Onboard corporate clients with confidence. We automate the verification of business entities, unraveling complex ownership structures and identifying Ultimate Beneficial Owners (UBOs) to mitigate corporate fraud and money laundering risks.
- Access to global business registries for comprehensive checks.
- Automated UBO identification and mapping.
- Reduce manual due diligence time by over 80%.
Biometric & Liveness Detection
Add an unbeatable layer of security against identity fraud. Our advanced biometric analysis and certified liveness detection ensure that the person creating an account is the legitimate owner of the ID and is physically present, preventing spoofing attacks.
- Passive liveness detection for a frictionless user experience.
- Certified iBeta Level 2 compliance against presentation attacks.
- Drastically reduce losses from synthetic identity fraud.
Ongoing Due Diligence (CDD/EDD)
Compliance doesn't stop at onboarding. We automate Customer Due Diligence (CDD) and trigger Enhanced Due Diligence (EDD) for high-risk profiles, ensuring you maintain an up-to-date understanding of your customer risk landscape.
- Dynamically adjust risk profiles based on user behavior.
- Automate periodic reviews and data refreshes.
- Create a clear, auditable trail for regulatory reporting.
Age Verification Solutions
Protect minors and comply with age-restricted service regulations effortlessly. Our solution provides flexible and robust age verification methods, from document analysis to database checks, ensuring compliance without alienating legitimate users.
- Ensure compliance with regulations like COPPA and GDPR.
- Prevent underage access to gaming, trading, or adult content.
- Offer a range of verification methods to suit user preference.
Real-Time Transaction Monitoring
Detect and prevent illicit activities as they happen. Our AI-powered engine analyzes transaction patterns in real-time, flagging suspicious behavior and complex money laundering schemes that rule-based systems miss.
- Reduce false positives by up to 70% with machine learning models.
- Identify and block fraudulent transactions before they execute.
- Generate automated Suspicious Activity Reports (SARs).
Sanctions, PEP & Adverse Media Screening
Continuously screen your entire customer base against thousands of global watchlists. Our system provides real-time alerts for matches on sanctions lists, Politically Exposed Persons (PEPs), and adverse media, ensuring you never do business with bad actors.
- Coverage of all major global lists (OFAC, UN, EU, etc.).
- Configurable risk appetite and fuzzy matching logic.
- Minimize reputational risk from association with illicit entities.
Crypto-Specific Compliance (Travel Rule)
Navigate the unique challenges of digital assets. We provide a comprehensive solution for FATF Travel Rule compliance, enabling secure information exchange between Virtual Asset Service Providers (VASPs) for transactions over the threshold.
- Interoperable with major Travel Rule protocols (e.g., TRP, OpenVASP).
- Automated identification of required information sharing.
- Ensure full compliance for crypto transactions.
Blockchain Analytics & Wallet Screening
De-anonymize the blockchain to understand the source and destination of funds. Our tools trace cryptocurrency flows, screen wallet addresses against known illicit sources, and provide a risk score for crypto deposits and withdrawals.
- Identify funds originating from darknet markets, mixers, or hacks.
- Prevent money laundering through your crypto platform.
- Comply with regulatory expectations for crypto risk management.
Automated Regulatory Reporting
Simplify your reporting obligations. Our platform automates the generation and filing of regulatory reports, such as Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs), in the format required by financial intelligence units.
- Pre-populated templates for major regulatory bodies.
- Full audit trail and case management for each report.
- Significantly reduce time and effort spent on manual reporting.
Compliance Program Development
Build a robust compliance framework from the ground up. Our experts work with you to design and implement a comprehensive, risk-based KYC/AML program tailored to your specific business model, industry, and regulatory environment.
- Develop clear policies, procedures, and internal controls.
- Conduct a thorough enterprise-wide risk assessment.
- Prepare your team and systems for regulatory scrutiny.
Regulatory Gap Analysis
Identify and remediate weaknesses in your existing compliance program. We conduct a detailed review of your current processes against regulatory requirements and industry best practices, providing a clear roadmap for improvement.
- Pinpoint potential vulnerabilities before regulators do.
- Prioritize remediation efforts based on risk level.
- Benchmark your program against industry peers.
Custom System Integration Services
Ensure our powerful compliance tools work seamlessly within your technology ecosystem. Our dedicated integration team has deep expertise in connecting with core banking systems, CRMs, trading platforms, and other enterprise software.
- Custom API development and workflow automation.
- Data migration from legacy systems.
- Ongoing maintenance and support for integrations.
Managed Compliance Services
Outsource your compliance operations to our team of experts. We can manage everything from alert reviews and case investigations to regulatory filings, allowing you to focus on your core business while benefiting from world-class compliance management.
- Access to a team of certified AML specialists (CAMS).
- Reduce the need for a large in-house compliance team.
- Ensure consistent, high-quality alert disposition and investigation.
Staff Training & Education
Your team is your first line of defense. We provide customized training programs to educate your employees on AML/CFT regulations, red flag identification, and their specific responsibilities within your compliance framework.
- Role-specific training for front-line, operations, and management staff.
- Engaging content covering the latest typologies and trends.
- Foster a strong culture of compliance throughout your organization.
Our Proven Implementation Process
We follow a structured, collaborative process to ensure your compliance solution is implemented on time, on budget, and perfectly aligned with your business objectives.
1. Discovery & Risk Assessment
We begin by deeply understanding your business model, customer base, geographic footprint, and regulatory obligations. Together, we conduct a thorough risk assessment to identify your specific vulnerabilities and compliance needs.
2. Solution Architecture & Strategy
Based on the discovery phase, our architects design a tailored compliance solution. We map out the optimal configuration of our modules, define custom rules and workflows, and create a detailed integration and implementation roadmap.
3. Integration & Configuration
Our engineering team works hand-in-hand with yours to seamlessly integrate our solution into your existing tech stack via our flexible APIs. We configure the platform according to the agreed-upon strategy, ensuring all systems communicate flawlessly.
4. Testing & Validation
We conduct rigorous testing in a dedicated sandbox environment. This includes end-to-end user acceptance testing (UAT), performance testing, and security validation to ensure the solution is robust, accurate, and ready for production.
5. Deployment & Go-Live
Following successful validation, we manage the deployment to your live environment. Our team provides close support during the go-live phase to ensure a smooth transition and immediately address any issues that may arise.
6. Ongoing Optimization & Support
Our partnership continues post-launch. We provide dedicated support, monitor system performance, and work with you to continuously optimize rules and models based on real-world results and evolving regulatory landscapes.
Success Stories in Compliance Transformation
The Challenge
The client's existing manual compliance process was slow, error-prone, and unable to handle the projected volume of new users. They faced a significant hurdle in meeting diverse international regulations, including the FATF Travel Rule, which threatened to derail their expansion plans and expose them to severe penalties.
Key Challenges:
- Inability to scale onboarding for a global user base.
- Lack of a solution for FATF Travel Rule compliance.
- High false positive rates from their basic transaction monitoring system.
- Difficulty managing different regulatory requirements across multiple jurisdictions.
Our Solution
We deployed our full-suite, AI-driven compliance platform, tailored for the unique risks of the virtual asset space. This provided a unified solution to manage their global compliance obligations from a single interface.
- Implemented a global onboarding workflow with jurisdiction-specific rules.
- Integrated our Travel Rule solution, interoperable with other VASPs.
- Deployed AI-powered transaction monitoring and blockchain analytics to reduce noise and detect sophisticated threats.
- Provided a regulatory dashboard to manage and report on compliance across all operating countries.
The Challenge
The startup had a brilliant product but a rudimentary compliance process. Potential investors were concerned about regulatory risk, which was becoming a major roadblock in their fundraising efforts. They needed to rapidly implement an institutional-grade KYC/AML program to pass investor due diligence and secure the capital needed for growth.
Key Challenges:
- Lack of a formal, documented compliance program.
- High risk of fraud and money laundering on their platform.
- Inability to demonstrate a scalable compliance solution to investors.
- Limited in-house compliance expertise.
Our Solution
We partnered with the client as their strategic compliance advisor and technology provider. We started by developing a comprehensive, board-ready compliance program, then implemented our automated technology suite to bring it to life.
- Conducted a full risk assessment and authored their AML/KYC policies.
- Deployed our automated KYC, transaction monitoring, and sanctions screening modules.
- Provided detailed documentation and demonstrations for their investor data room.
- Acted as their expert compliance resource during investor Q&A sessions.
The Challenge
The bank's decade-old, rule-based transaction monitoring system was generating thousands of low-quality alerts daily. Their compliance team was overwhelmed, leading to significant backlogs, analyst burnout, and a high risk of missing genuine suspicious activity. The system was costly to maintain and couldn't adapt to new money laundering typologies.
Key Challenges:
- Over 98% of alerts were false positives.
- Inability to detect complex, multi-layered money laundering schemes.
- High operational costs due to a large team of analysts.
- Negative feedback from regulators on system effectiveness.
Our Solution
We implemented our AI-powered transaction monitoring and case management platform, integrating it with the bank's core systems. The solution used machine learning to understand "normal" customer behavior, allowing it to pinpoint truly anomalous and suspicious activity with high precision.
- Replaced their legacy rules engine with our self-learning AI models.
- Provided an intuitive case management interface that automated data gathering for investigations.
- Created a prioritized alert queue, allowing analysts to focus on the highest-risk cases first.
- Delivered a "model governance" module to ensure full transparency and explainability for auditors.
Tailored Compliance for Your Industry
While compliance principles are universal, their application is industry-specific. We have deep domain expertise in navigating the unique challenges and regulatory nuances of your sector.
Cryptocurrency
Address the specific risks of digital assets, from blockchain analytics and wallet screening to FATF Travel Rule compliance.
Banking
Modernize legacy systems, improve the efficiency of your SAR filings, and meet the stringent demands of banking regulators.
FinTech & Payments
Build a robust compliance framework that supports rapid growth, enables frictionless onboarding, and secures investor confidence.
Gaming & eSports
Prevent money laundering through in-game economies and player-to-player transfers, and ensure age verification compliance.
Real Estate
Conduct thorough due diligence on buyers and sellers in high-value transactions to comply with AML regulations in the property sector.
E-commerce & Marketplaces
Secure your platform against fraud, sanctions violations, and the sale of illicit goods by verifying sellers and monitoring transactions.
Technology Stack & Tools We Master
Our solutions are built on a foundation of robust, scalable, and secure technologies. We leverage best-in-class tools and platforms to deliver enterprise-grade compliance infrastructure.
Ready to Transform Your Compliance Strategy?
Stop letting compliance be a barrier to growth. Let our experts show you how a modern, AI-driven approach can reduce risk, lower costs, and create a competitive advantage. Schedule a free, no-obligation consultation today to discuss your unique challenges.
Request A Free ConsultationMeet Our Compliance & Technology Experts
Expert Cybersecurity & Software Engineering. Specializes in designing secure, resilient compliance architectures and protecting sensitive customer data.
Senior Data Scientist (AI/ML). Leads the development of our predictive risk models and machine learning algorithms for transaction monitoring.
Certified AI & Machine Learning Specialist. Expert in deploying scalable cloud solutions on AWS and Azure for high-volume compliance processing.
V.P. - Ph.D., FinTech, DeFi. Provides strategic guidance on navigating the complex regulatory landscape of decentralized finance and digital assets.
What Our Clients Say
"The transition to Errna's platform was seamless. Their AI-powered transaction monitoring has reduced our false positives by over 80%, allowing our team to focus on genuine risks. It's a night-and-day difference."
Industry: FinTech
"As a fast-growing crypto exchange, we needed a compliance partner who understood our unique challenges. Errna's blockchain analytics and Travel Rule solution are best-in-class. They are true experts in the digital asset space."
Industry: Cryptocurrency
"We were able to automate our entire customer onboarding process, reducing verification time from 2 days to under 30 seconds. This has had a massive positive impact on our customer acquisition and satisfaction."
Industry: Banking
"The expertise and support from the Errna team have been invaluable. They didn't just sell us software; they helped us build a more robust and efficient compliance program from the ground up."
Industry: Online Gaming
"Passing investor due diligence was critical for our funding round. Errna's platform and their team's guidance gave our investors complete confidence in our ability to manage regulatory risk. We couldn't have done it without them."
Industry: FinTech Startup
"Their KYB solution is incredibly powerful. It automates the complex process of verifying business clients and identifying UBOs, saving our team hundreds of hours per month."
Industry: Corporate Banking
Flexible Engagement Models
We offer a range of engagement models to provide the flexibility you need, whether you're looking for a complete technology solution, expert guidance, or skilled professionals to augment your team.
Full-Cycle Implementation
An end-to-end partnership where we manage the entire process from risk assessment and strategy to technology integration, deployment, and ongoing support. Ideal for businesses seeking a comprehensive, turnkey compliance solution.
Managed Compliance Services
Outsource your day-to-day compliance operations to our team of certified specialists. We handle alert reviews, investigations, and reporting, acting as an extension of your team to ensure high-quality, efficient compliance management.
Expert Consulting Retainer
Gain ongoing access to our senior compliance and technology experts for strategic advice, regulatory guidance, program reviews, and support for complex cases. Perfect for organizations with an in-house team that needs specialized support.
Staff Augmentation
Supplement your existing team with our vetted, expert talent. We can provide skilled compliance analysts, data scientists, or integration engineers to work under your direction, filling critical skill gaps and accelerating your projects.
Frequently Asked Questions
Our integration timeline varies based on complexity, but it's designed to be fast. For standard API-based integrations, clients can often go live in as little as 2-4 weeks. More complex projects involving legacy systems or extensive customization may take 8-12 weeks. Our dedicated implementation team works with you to create a clear roadmap and ensure a swift, efficient process.
We offer a flexible, usage-based pricing model that scales with your business. Pricing is typically based on factors like the number of checks (e.g., KYC verifications, transactions monitored) and the specific modules you need. This ensures you only pay for what you use, making it cost-effective for both startups and large enterprises. We provide custom quotes after an initial consultation to understand your specific needs.
Absolutely. Data privacy and security are at the core of our platform. We are fully compliant with GDPR, CCPA, and other major data protection regulations. Our infrastructure is hosted in secure, certified data centers (with options for regional data residency), and we employ robust encryption, access controls, and data minimization principles to protect sensitive personal information.
Unlike traditional rule-based systems that trigger alerts on simple thresholds, our AI models use machine learning to understand the context of behavior. They analyze hundreds of variables to build a holistic profile of what is "normal" for each customer. Alerts are only triggered for true anomalies that deviate significantly from this established baseline, dramatically reducing the number of false positives and allowing your team to focus on real risk.
Yes, our platform is highly configurable. You have full control to customize risk scoring parameters, set alert thresholds, and design automated workflows to match your specific risk appetite and operational processes. Our team works with you during implementation to configure the system for your optimal setup, and you can easily adjust these settings as your business evolves.
We believe in partnership, not just a one-time sale. After go-live, you are assigned a dedicated Customer Success Manager who serves as your primary point of contact. We offer 24/7 technical support for critical issues, as well as ongoing access to our compliance experts for strategic advice. We also provide regular performance reviews to help you continue optimizing your compliance program.